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Universal Fidelity (BBB accredited) violating consumer rights

Universal Fidelity Corp. is a third-party collection agency, rude and often disagrees to accept reasons. Hence, be prepared to have a hard time if you're being contacted by them regarding a collection of debt.

Universal Fidelity, however, is a BBB accredited business. But, that doesn't stop them from violating the consumer's rights described in the FDCPA.

Their communication address is as follows:

Universal Fidelity LP (UFLP)
PO Box 941911, Houston, TX77084, United States
Phone: (281)647-4100

Fax: (281)861-0096

Universal Fidelity LP is an alias of Fingerhut Credit Advantage. So, if you have an account with Fingerhut, you may also get contacted by Universal.

After getting in touch with you, Universal is required to send you the details regarding the account in collection within five business days. If they fail to do so, you should then send them the debt validation letter to verify the account's status.
Has anyone had communication with a company called...
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Has anyone had communication with a company called Universal Fidelity?

What are they like?




go to consumerslaw.com and pull up the cease and desist letter rewrite everything and make sure you tell them to stop calling you or anybody else also have it mailed maked sure you get a signature from it. if calls continue you have a case against them then contact a attorney.

Sub: #1 posted on Tue, 01/25/2011 - 19:36

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uflp is a very good company treated me with respect i would mind working with them on paying bills

Sub: #2 posted on Thu, 08/05/2010 - 07:00

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Quote:
Originally Posted byAnonymous
The easiest way to stop calls, is to return the call and if you have a valid debt, set up payments or pay it off. Keep in mind that not paying your debts affects your credit report. In today's society your credit report is becoming more and more important. Employers, Auto Insurance Agents and any loans that you may be applying for will review this report.

Sending a debt validation request is important, it's always best to make sure the collection agency is REALLY who they say they are and are legally able to collect a debt, all collection efforts must cease until the debt is properly validated, and rightfully so.

Sub: #3 posted on Fri, 05/14/2010 - 23:43

Shazzers Shazzers
Moderators Cum Industry Expert
(Posts: 17342 | Credits: 1592.87)

The easiest way to stop calls, is to return the call and if you have a valid debt, set up payments or pay it off. Keep in mind that not paying your debts affects your credit report. In today's society your credit report is becoming more and more important. Employers, Auto Insurance Agents and any loans that you may be applying for will review this report.

Sub: #4 posted on Fri, 05/14/2010 - 23:37

Unregistered


if you just paid your bills no one would call u dead beats

Sub: #5 posted on Thu, 04/01/2010 - 00:38

Unregistered


I am sending a validation collection letter to Universal Fidelity. By law how much time I have to wait for an answer from theme. I dont recalled any accounts with this people and I have never received a letter of Collection, but is in my transUnion credit report.

Please advice

Sub: #6 posted on Mon, 03/22/2010 - 05:33

Unregistered


I have not had any dealings with Fingerhut for almost 10 years. Universal Fidelity keeps calling me repeatedly and either doesn't answer or hangs up when I keep saying hello ?

Here is their address from their current website :

Universal Fidelity
1445 Langham Creek Drive
Houston, Tx. 77084

281-647-4100

When collection agencies call and harass me I send them a certified letter with a return receipt and also tell them in my cease and desist letter that I am also sending a letter of complaint to my state attorney general's office and the FTC. I've done this several times and then they stop calling. What bugs me is that each time I've done this it costs me $ 5 which I cannot get back. Once my current bills are paid, I'm going to an Iphone and getting rid of my landline. I also tell them that I will only pay money owed to the original creditor, which seems to work. I've not worked for almost 2 years due to illness and these people don't stop UNLESS you send them a cease and desist letter.

Sub: #7 posted on Sat, 11/28/2009 - 21:47

Unregistered


wwe dont ask what you ate just the info that we need so that we can disclose info. and just in case, people is not the same way. there are people who know how to run this

Sub: #8 posted on Wed, 11/11/2009 - 03:34

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I reported them to the Attorney Generals Office of the State of West Virginia for phone harassment and they have recieved a letter not to contact us anymore. They still continue to do so. Calling anywhere from 4 to 6 times a day. Not ending some nights until almost 10 pm. They are very rude refusing to give me there address and hanging up on me. I had one so called supervision tell me that I was a Damn bum and needed to pay my bill. Funny thing is we never got anything from Finger Hut to begin with.

Sub: #9 posted on Thu, 10/08/2009 - 05:11

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Quote:
Originally Posted byAnonymous
Has anyone had communication with a company called Universal Fidelity?

What are they like?
rude, intimidating and slam the tel on you

Sub: #10 posted on Sat, 09/19/2009 - 01:55

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