Now that I'm back from visiting the family over the last few weeks I have gotten back to work with resolving these payday loans. One Click Cash just gave me my PIF as I sent them a moneygram yesterday for the remaining outstanding principle on the last loan with them. I started with 15 payday loans and now I have 10 PIF and one dead one (Cash Today). Of the four remaining I only owe principle with ameriloan. I will be dealing with their collectors soon since they sent me a link to an online settlement site but it wouldn't accept just giving them the principle owed. Now that I know an MTE dba will do that I will hold on tight for my round with Ameriloan. I will be calling the agent at the NY AG Internet Division on Monday as she was on vacation all this week. Hopefully I will be able to enlist their help in resolving the last four holdouts. To all of you out there - keep the faith! I would have never thought this was possible had I not found this site!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.