I was just on the phone trying to get information about my loan for 2 hours. Here's the story. I've been making sallie mae payments for the past 5 months. They've accepted all the payments no problem. I didn't know my loan was in default until today (which is my own fault but that's another story for another day). Everytime I chose a option on their automated system they would transfer me to zwicker & associates. Zwicker said they no longer had my account and I need to talk to sallie mae directly. So I called Sallie Mae again and waited until I got someone on the phone. They kept transferring me all over the place for a whole hour!! So I finally got the direct number to sallie mae collections, who told me I had to deal with zwicker!! AHHH! So a lady from zwicker finally tells me I can't do a rehab on a defaulted private loan. Someone please tell me what my options are? Even though I have been making payments to sallie mae, my past due amount $4230. If I keep making payments... will I automatically be in rehab? Is there any help anywhere that I can get help on this? How can I get out of default? I want to qualify for a house and this is really damaging.
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