quick question - we have 2 parent loans for our son. I wanted to consolidate, but Sallie Mae is not doing that right now - ok, whatever, I am trying to pay these off in 4 years, so I am paying way over the minimum, but do I pay the most on the older one with a lower balance of $8000, or on the newer one with a balance of $10000. I am not sure which one to pay the most on. Our interest is 8.6% thanks
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