I recieved a call from someone claiming to be from a servicing company saying Western sky was filing criminal charges for wire fraud and some other stuff. Is this legal. I did get the loan and when I called to ask that they move the date on the draft from my bank 2 days later than when it was supposed to happen because of the way my payday fell. they told me no and drafted my account multiple times until I was so far in the hole with the bank I had to close the account. I am unsure what to do or how to even go about trying to fix this. I live in Oklahoma if anyone has any adivise I could sure use it.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.