James Lombardo was the director of operations for a USOBA accredited company in fact, the first fully accredited company wit USOBA for 2 years straight before any other company could pass USOBA's compliance audit. James also served as the "Co-Chairperson" of the USOBA Standards Committee responsible for drafting the requirements for USOBA's Accreditation Program. -This information was provided to me by the Director of Operations for USOBA.
Where are all the USOBA supporters who were so adiment that USOBA was a stamp of greatness...lol......James Lombardo was the friggin co-chair of "Standards Committee"!
People need to remember that so-called legitimate trade organizations are in many cases run by crooks looking to either gain control of or game the market!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.