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Offered job in another country. Thinking of taking the offer. My debt is all from unsecured credit cards and payday loans. I know there's no way i can go to jail if i don't pay these. Can these people find me if i'm in another country. can they garnish my wages?

I don't really like running from my debt but i cant afford to pay it at the moment.




I think if you have the means you should make good on your debts. With that said I think which country you go to will have a different affect on your debt. For example, if you go to N. Korea where no U.S. law applies and no free world bank exists then I doubt the banking system will bother you but if you go to Canada which has many similar laws and a bunch of the same banks as the U.S. then you might still get collection calls if they find your number.

Sub: #1 posted on Wed, 07/09/2008 - 00:47

DOLLARSandSINCE DOLLARSandSINCE
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how could they find my number though.

Sub: #2 posted on Wed, 07/09/2008 - 00:53

Unregistered


Depends on how long you lived at the new place and what kind of financial transactions you made there. If you move somewhere new and apply for new debt then your current information would end up on some kind of credit report like the US has. This could especially turn out bad for you if for example, you owed MBNA 10k and you moved to Canda and applied for new credit with Canadas branch of MBNA unknowingly. Also if you got a phone in your name I suspect it would be listed in some fashion. I do think it would be hard for most collectors to find you,though, especially if you are somewhat careful with your new location. Again, depending on which country it could prove to be impossible to find you.

Sub: #3 posted on Wed, 07/09/2008 - 01:18

DOLLARSandSINCE DOLLARSandSINCE
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I personally wouldn't worry about the pay day loans by the way. Those guys would probably never find you outside of the country and those loans are BS anyways. In my opinion they deserve every loss they get when someone skips town on them.

Sub: #4 posted on Wed, 07/09/2008 - 01:21

DOLLARSandSINCE DOLLARSandSINCE
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(Posts: 1078 | Credits: 137.97)

You can never hide.

Sub: #5 posted on Wed, 07/09/2008 - 01:27

Unregistered


Quote:

You can never hide.


I don't agree with that statement at all. You can easily hide form collectors calls and never leave the U.S. if you really set out to do it. All you have to do is get your contact info changed and keep it unlisted. The biggest step to take is getting rid of your home phone number or getting a new one and keeping it unlisted. This only stops the calls though and does not eliminate the possibility of being sued. If you move to a new country then you might even eliminate the chance of being sued depending on the country. A contract signed in the U.S. means nothing to most countries so if a creditor tried to sue you they would have to do it state side but what good is that really.

Sub: #6 posted on Wed, 07/09/2008 - 01:46

DOLLARSandSINCE DOLLARSandSINCE
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(Posts: 1078 | Credits: 137.97)

You could return to the US to find a default judgement waiting for you.....

Just a thought.

Sub: #7 posted on Wed, 07/09/2008 - 03:10

unclewulf unclewulf
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id only be back to visit relatives, friends family. not like i can be detained for having a judgment against me.

Sub: #8 posted on Wed, 07/09/2008 - 03:20

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i wouldn't assume that,they can gleen alot of info from passports these days.you might be unpleasantly suprised.

Sub: #9 posted on Wed, 07/09/2008 - 03:25

paulmergel paulmergel
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(Posts: 15506 | Credits: 1356.56)

hey paulmergel, do you know if emerald marketing is legal/licensced. i think i going to try and pay these guys.

Sub: #10 posted on Wed, 07/09/2008 - 03:27

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