I received this email this morning:
Today at 3:40 AM
NOTIFICATION REGARDING CASE SD-1116102
CASE NUMBER- SD-1116102
PENDING AMOUNT: $893
SETTLEMENT AMOUNT: $532.45
We are hereby informing you that my client ACS CASH SERVICES is going to file a legal case against you at District Court. Your total outstanding with late charges, interest charges and attorney charges has been reached to $986.87 which is more than enough to file a lawsuit. As advised by my client, I hereby was giving you a notice before filing this case.
Be notified that documents are being prepared for the issue of summons regarding the above debt.
JUDGEMENT in this matter may lead to:
(a) Additional legal Costs being charged.
(b) Entry on the COURT JUDGEMENT REGISTER making it difficult to obtain future Credit.
FAILURE to make payment after judgment of Court lead to:
(a) Seizure of assets by a Court
(b) Attendance in Court for an Oral Examination regarding assets, liabilities,
Income and outgoings
(c) A Garnishee order attached to your bank accounts.
(d) Bankruptcy or liquidation
If you are willing to resolve this case then we can provide you a onetime settlement offer of $532.45 that has to be paid by Today as paid in full with zero balance.
Kindly make sure and update us your confirmation so that we can update our accounts department to hold your case and send you further instruction in order to make the payment.
You will receive a legal notice at your address within next 2 business days if this case remains unresolved. Our client is going to offer you the settlement amount which is $532.45 in order to resolve this matter, It is essential that you immediately settle this account by sending settlement amount. The consequence of ignoring this notice could be very serious.
If we haven’t received any mail from your side then we will be downloading the case file to the court house and we will also inform your work place about your debt and the case file, and once the case file is forwarded to the court house then you have to pay $4085.85 in front of the judiciary and then the settlement amount $532.45 will not be acceptable.
NOTE: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THEN ALL OF YOUR BANK ACCOUNTS WITH (Bank of ****09) WILL BE SEIZED THRU MAJOR CREDIT BUREAUS WITHIN NEXT THREE BUSINESS DAYS THAT’S WHY YOUR CO-OPERATION WOULD BE REALLY APPRECIATED.
Law & Investigation Department
ACS CASH SERVICES
I am not sure how to handle this or if this is a scam email. I did default on a payday loan back in 2010 due to losing employment. Any advice would be helpful. Thank you