Hello, I am new to this community of debt consolidation and very happy to be here. I am in the process of paying a debt to my college so that I can continue my education. I will have the debt paid in March and I will start my journey of debt and credit repair so that I can improve my credit score. I am starting with the lowest amount and going up to the biggest amount. I hope to make much progress by the end of 2017. Can you tell me what the first step is towards paying off my first debt of $243? I would like to be as professional as possible when settling the debt and I very much look forward to seeing my credit score go up. Thank you.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.