What all I have learned today--Sifxpert
I am a client of Sifxpert and have sung his praises all over. No more!
We signed on with James last September. He told us in February that he had settlements on Nat City and BoA, which was true. Amazingly enough, the payments have been made to make these settlements but we have had no word from him on any other account or anything else.
He convinced us to rearrange some credit/debt and we took $13000 out from one CC to use as "settlement money". That money will never be seen again. In addition to that, he drafted our account for $4000.00. We are lucky in that payments were made in our behalf of a little over $5000.00 but we still have the $13K that is now debt--and the money is gone.
Today, while digging through this mess, I printed the settlement letter from BoA that he had forwarded to us. Comparing that to our online account, I couldn't figure out why he was only paying $1250.00/month when the letter clearly called for $2000.00/month. Then I realized--he doctored the letter! They had actually settled for $5K but HE TOLD US that they had settled for $8K! To top that off, the last payment had been returned unpaid. How--if he still has $8300.00 of ours??
I called BoA to see if I made the last payment of $1250, if the settlement would stand. Luckily, it will. I am waiting for them to fax that to me so I can make payment arrangements on that last draft. They never mentioned that the payments should have been $2000 so I know I am right--they were only expecting $1250. He was skimming another $3000.00 from us there.
While on the phone, we also discussed a second BoA account that we have. The nice lady settled right then and there on that one for 20%. Sif had repeatedly told the world that he was the only one who was able to get 20% but she started her negotiations at 20%! Wanting to get this behind me and on with my life, I took it and will make arrangements for those payments as soon as that fax comes through as well.
If you are a client of his, know that you are on your own and had better come up with a new plan. If you are a past client, I bet you still got skinned in ways you'll never even know.
I would love to recover some of the money but probably never will. I just want this whole mess behind me.
I wonder what all I will find when I go calling my other companies. I will keep you posted.