I found out recently when I went to rent a condo that I am blacklisted on a company called Saferent. It is something landlords use to weed out potentially risky tenants. I called and found out that they have me listed as being evicted 7 years ago. I was never evicted. I paid my rent late and they filed a notice but I paid and all was okay. I moved years ago and never had this problem until now.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.