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I have over 20,000 in credit card debt. The fact that I am a low paid teacher in a high-rent city as well as a struggling emerging artist makes it very difficult for me to have an income that is consistently high enough to pay my credit card bills which total around $500 a month. I will also soon have to start paying off student loans which are currently in deferment. How can I consolidate my debt, reduce my interest rates and lower monthly payments.

robukun hello and welcome to the community. :) I'm sorry, I don't have an answer for you but I didn't want you to think you were being ignored, please keep checking back as someone with knowledge in this area with be along to advise you shortly.

Sub: #1 posted on Mon, 08/04/2008 - 03:04

Shazzers Shazzers
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