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Ok so I went ahead and am putting some faith into OVLG. I am nervous obviously because the posts about being taken. They seem legit and everything is in the up and up, BUT....It seems like it will take such a long time. Their fees are lower than other reported sites and I have called to try and talk with the person who is supposed to be handling my account, but I get a voice mail and he has not called me back. I will be patient but in the mean time with the payment I can afford and their terms it seems like I will have to take the next six months before to pay their fees before something is done. Is this true? I am just nervous, but overextended and need a little boost of encouragement.




Oak View Law has a good reputation and is a member of the BBB. You can check the Oak view law group BBB rating by clicking here.

The last time I checked oakviewlawgroup had an excellent rating of A- with the BBB.

debt settlement is not a walk in the park. You will get phone calls and there is the risk of judgments but if you are doing a 36 month program or less and you listen to them you will get out of debt. Hang in there I know its stressful but you will get through this. :D

Sub: #1 posted on Tue, 08/05/2008 - 01:39

mobile0311 mobile0311
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(Posts: 1817 | Credits: 104.57)

The judgements that I may get, can they usually be handled by OVLG? For example I have a Capitol One card with about $1800 on it. I heard they are the worst with patience.

Sub: #2 posted on Tue, 08/05/2008 - 01:42

mjj0613 mjj0613

(Posts: 37 | Credits: 9.52)

Yes , most settlement companies can settle on a judgment but will likely settle at a higher %. Capital One , Discover and Bank of America are probably the 3 worst to deal with right now.

Sub: #3 posted on Tue, 08/05/2008 - 01:47

mobile0311 mobile0311
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(Posts: 1817 | Credits: 104.57)

Thanks mobile! I always wait for your replies, you seem to know allot!

Sub: #4 posted on Tue, 08/05/2008 - 02:21

mjj0613 mjj0613

(Posts: 37 | Credits: 9.52)

Thanks for the compliment . I try :D

Sub: #5 posted on Tue, 08/05/2008 - 02:23

mobile0311 mobile0311
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(Posts: 1817 | Credits: 104.57)

I've read both good and bad about them

Sub: #6 posted on Tue, 08/05/2008 - 06:10

Bman90278 Bman90278

(Posts: 87 | Credits: 12.68)

I don't mean to sound rude but when I call I always get someone with a strong accent that I can't understand. This makes me nervous. They seem to check out and have a lawyer license but just am nervous about sending my money.

Sub: #7 posted on Tue, 08/05/2008 - 20:20

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Most debt settlement companies have their call centers located outside of the US, it helps them cut costs and just in case they have to run, well you know......

Quick question? how does anyone know the person they spoke to on the telephone is a lawyer? Is there any way to check their credentials, I think so, ask them for their bar number and state they operate in,I????d like to see some foreigner provide somebody with that information.

Sub: #8 posted on Wed, 08/06/2008 - 02:45

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I disagree. Most settlement companies are not oversees. I am not sure where you are getting that info.

Sub: #9 posted on Wed, 08/06/2008 - 03:10

mobile0311 mobile0311
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You can disagree all you want, just in one foreign city I used to live in, there are four major dmp companies, stop being so trustworthy or maybe you own OVLG?, you seem to endorse them quite a lot.

Sub: #10 posted on Wed, 08/06/2008 - 03:22

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