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New Horizons Debt Relief...Anyone ever delt with them??

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Posts: 6
Credits: 370.3
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New to forum today; glad my daughter turn me to you..

Please help; I have befun my battle and have started the program with them. Found them on BBB and they show an "F" rating; but only show 5 complaints..but one lady stated they helped her out..

Please let me know if there is anyone out there who have heard of them or worked with them..

Your advice is much appreciated...




Bossy4455

Posts: 5855
Credits: 74303.05

Sub: #1 Welcome to the Community :D Have you signed up with them, is th
Sat, 03/22/2008 - 09:25

Welcome to the Community :D Have you signed up with them, is that right?

I would be really concerned about their rating, but I am no expert.
Try to google them and search to see if their is any info on them.

Also, make sure that you get everything in writing and that everything is spelled out that you want to know--terms, fees, time to pay off, when creditors get paid, etc..

Good Luck--feel free to ask questions..KAren




elbrown
Posts: 6
Credits: 370.3

Sub: #2 New Horizons
Sat, 03/22/2008 - 10:00

Bossy, thanks for the reply..yes, we have already signed up with them and they have taken their first payment out...it's like they take out so much and we save the rest for our payments..once i have enough for the first bill then I contact the creditor to make a payment...

The good thing is there is not much complaints on them that i can find..that is why i signed up this morning with the community to seek advice here...

Thanks so much for a quick response...




Bossy4455

Posts: 5855
Credits: 74303.05

Sub: #3 You are welcome, just make sure you keep on top of them, and tha
Sat, 03/22/2008 - 10:04

You are welcome, just make sure you keep on top of them, and that you have things in writing.

Also, are you able to contact them and speak with someone when you want? Sometimes I read that some people cannot get ahold of the people they sign up with.

Feel free to ask questions, and also, search the Forums and see what others have done in your situation..Karen :D




elbrown
Posts: 6
Credits: 370.3

Sub: #4 New Horizons
Sat, 03/22/2008 - 10:15

Bossy, i did go and searched their name on this forum, but it seems there is nothing out there. I have talked to my rep a couple of times, but he has not been returning my calls the last couple of times..so what I plan to do is call every day and email and hound them until i get my answers.

My son used them back in 2000 and was happy. Hopefully someone else out here has used them and can tell me how it was for them...

thanks again for your assistance.




Unregistered

Sub: #5 this is a new company. Not the same one that the above poster m
Mon, 03/24/2008 - 03:51

this is a new company. Not the same one that the above poster mentioned from 2000. This co. is not even in business long enough to join the bbb which is only 1 year. Considering it takes 5-6 months to settle, plus you are paying your up front fees for several months before you start saving, have they settled even one account?

I refuse to pay a debt settlement company a set up fee but I would never join a company in business for less than a year.




socksfullofrocks
Posts: 498
Credits: 172.85

Sub: #6 I agree with you guest about not joining any company who has bee
Mon, 03/24/2008 - 04:56

I agree with you guest about not joining any company who has been in business less than a year!.... but I also think that sometimes people panic..and common sense goes out the window and desperation sets in when they are hounded by collectors and overwhelmed with debt...however...in my community..there are soooo many people under the age of 30....who didn't make a house payment in the past 6 months...were in the midst of foreclosure..simply didn't pay a penny...and walked away from their obligations and payments because they were so far upside down in their homes....that even an honest attempt would have meant a life-time in chains.....there are so many people walking away from debt and not looking back..and so many lenders tightening up the new lending process..(in shock from their HUGE losses and terrible investments)...these times are a changing..but if these people haven't paid a house payment in 6 months a (200,000 + debt)...I hardly think they care about paying the credit card debt( normally less than $20,000)knowing that because they defaulted on their home...their credit history is now a new work in progress....and they can actually walk away from it all because once they left the house behind..every thing else is in the minor leagues....j.m.o. but if you trashed your credit because your home went into foreclosure...who cares about debt to master card discover visa and am ex?..who is anyone kidding here?




elbrown
Posts: 6
Credits: 370.3

Sub: #7 New Horizons
Tue, 03/25/2008 - 06:43

I am not sure why I can't log in (elbrown); but I guess I am confused with this company not being the same one as my son used. I guess I will see what happens. Now I am worried, but will just keep in close contact with these folks and go from there. Not sure what else to do; I am new at this and thought it was the same company as my son used...




Unregistered

Sub: #8 I have to say I looked into them but opted not to go with them b
Tue, 03/25/2008 - 11:09

I have to say I looked into them but opted not to go with them based on the Rating of "F" with the BBB. I personally didn't want to take the chance.




elbrown
Posts: 6
Credits: 370.3

Sub: #9 New Horizons
Tue, 03/25/2008 - 13:58

Well, I didn't realize that this company had only been in the business for a year since my son had used them or that's what he thought the company name was.. I would have not think about looking at BBB to research this company..

I am older and my husband had a heart attack a year ago and with him being self employed and myself doing what I can on Ebay; our bills just got so behind. So of course I just took the advise from my son and figured this was a legitimate company.. And they may be; just not a whole lot out there about them. This site has nothing on them...

So that's why I thought about joining to see if there was just someone that has good dealings with them.

I appreciate any advice or comments made here....




socksfullofrocks
Posts: 498
Credits: 172.85

Sub: #10 all I can say is good luck elbo!!! I can understand how by bein
Tue, 03/25/2008 - 23:04

all I can say is good luck elbo!!!
I can understand how by being older and self employed that you expect others in business to be on the up -and- up!!!!
We weren't equipped with that automatic non-trusting nature that younger people have built into them these days!!!
Good luck!!!!don't have advice but wish you the best!!!




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