Hello, I am looking for advice regarding a lien which appears on my home's title. A little background: A number of years ago ('08/'09), I was sued for judgments by a creditor. There were two judgments issued. I settled one in 2010 with the assistance of a debt settlement company. I received a 1099-c for the second account at the end of 2011. The judgments no longer appear on my credit report, and the accounts have long since shown up on my credit report. I recently tried to get a home equity loan, and liens were placed on the title to our home. I contacted the county court and found the judgments are still open. I contacted the creditor and have been told that for one account I need to contact the 3rd party that bought the debt way back (that's the account I settled), and for the other account (which I received a 1099-c for almost 6 years ago) the creditor stated that I could offer a settlement proposal.
They charged off the debt, issued me a 1099-c, I included that in my tax filing for that year.
For the settled account, the creditor didn't seem to know much about it, that I would need to contact the 3rd party. The original creditor is who brought the judgment lawsuit.
What advice can I get about getting the liens removed.