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Kingston Financial - What are the common complaints against them?

Kingston Financial is a payday loan company headquartered in Salt Lake City, Utah. There are many consumer complaints against this company. To know more about what the consumers have to say about Kingston Financial, have a look at the topics given below.


What do people complain against Kingston Financial?

Most of the people sharing their views about this company in the DebtCC forums, have given negative feedback about Kingston Financial. Below are some of the consumer complaints against this company and the reasons why people think it's a scam:

  • Upfront fees without offering loans: One of the common complaints against Kingston Financial is that they charge you an upfront fee without offering you a loan. They keep charging you more money, but do not give you the loan. If you ask them for refund, they do not pay back the money.

    There's one consumer who says he got a Kingston Financial online loan of $5000 and gave them an upfront fee of $775. He was told that he would not get the loan until he deposited another $775. Then, he was told that another loan company was willing to offer a loan of $8000, but that in order to get it he had to put down another $554!! The consumer demanded a refund, but it never happened. He said the company is a scam. Find out more

    Another person claims he sent the company $4200 in collateral for a loan of $8000. He incurred an additional $1000 in fees while he was waiting for the loan to be deposited into his account, and never got a loan from Kingston. Check it out
  • Debiting account for loan already paid off: One consumer said that he took a loan from Kingston Financial payday loan company and paid them off on time. But the company kept debiting his account until it showed a negative balance! When he contacted the company, they were reluctant to work with him to resolve this issue. Get the details
  • Complicated terms in loan contract: Often said to include various complicated terms in the loan contract to rip off customers. One customer said he got a $200 payday loan without reading the terms of the loan. Later on, he found out that the company would charge him $89 each payday until he paid down the loan in full. He claimed he paid over $1000 for a $200 loan! Find out more

Is there any positive feedback about them?

There are only a small number of people who say they are satisfied with the company's service. Below is one such positive response shared by a consumer:


One consumer says he took out a $200 loan with a $89 fee. The company deposited the loan amount into his account on the next business day as they had promised. He asked the company to take the full amount of $289 out of his savings account in his next payday. The company did what he asked them to do and he did not have trouble dealing with them. Get the details on this


If you need to contact Kingston Financial payday loan company, use the following information :


Kingston Financial Address :

2274, South 1300 East Ste G15 # 178 PMB
Salt Lake City, UT 84106.


Kingston Financial phone number : 800-620-8790

I just received an e-mail from kingston financial ...
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I just received an e-mail from kingston financial payday loans company[FONT="][/FONT][FONT="][/FONT] saying they would renew my loan and withdraw only the finance fee on Friday, 2/27. I had received an email last night from them saying to disregard that email if they had already processed my application.

The problem is: I have never received a loan from them! I am terrified that they are going to draw money out of my account on Friday and every payday after. I sent them 2 threatening emails, and called but they were closed. I will call again in the morning. What can I do to make them prove they did not deposit money in my account?




They are the same thing as Rapid Cash Management. Did you get a loan from RCM, perhaps?

Sub: #1 posted on Wed, 02/25/2009 - 22:37

FreakyFriday FreakyFriday

(Posts: 490 | Credits: 0.82)

Hi Srowan
Kingston Financial Service is a life insurance agency and so what I think is that, they have send you the email to inform you that they are going to collect the premium by debiting your bank account. You can call them up at any of the following numbers: (313) 873-3401, (313) 873-3423, (313) 873-3429.

Sub: #2 posted on Wed, 02/25/2009 - 23:03

jstn.credit jstn.credit

(Posts: 139 | Credits: 12.38)

There are many companies called Kingston Financial. I found one in Australia, one in Kingston, NY and there are others on Google I didn't check out so closely. But I called RCM and they told me that are also Kingston Financial and since it's a debt forum and srowan is describing a payday loan. ("I just received an e-mail from them saying they would renew my loan and withdraw only the finance fee on Friday, 2/27.") they seem the most likely fit.

Sub: #3 posted on Thu, 02/26/2009 - 16:57

FreakyFriday FreakyFriday

(Posts: 490 | Credits: 0.82)

hello there. i got the same message and i called them and the man i spoke with told me it was an emailing error and they will not take the money out of my account. and sure enough they didnt take the money out of my account. so maybe yours was the same thing. i freaked out when i got that email also. becuase i too thought they never deposited the loan into my account.

Sub: #4 posted on Fri, 02/27/2009 - 11:52

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So did you ever get your money, are you happy with them?

Sub: #5 posted on Sun, 03/15/2009 - 17:40

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I did request for loan with this company, is there anybody can tell me about this company. Is the address correct: 235 Wilmonth Avenue 23ecbn England, Post code: G1 5DR

Sub: #6 posted on Thu, 05/21/2009 - 20:13

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Is Kingston Financial Payday Loans a legal company? What the phone number for kingston financial?

Sub: #7 posted on Fri, 06/05/2009 - 14:04

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Kingston Financial Payday Loans is a loan company. The number I have for them is 8006208790

Sub: #8 posted on Wed, 06/10/2009 - 11:16

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kingston financial is located in the UK and not licensed or legal in the US.BEWARE!!!!!!!!!this company will take you to the cleaners,and hound you if you close your account.they will debit forever if allowed.DO NOT DO BUSINESS WITH THEM!!!!!

Sub: #9 posted on Wed, 06/10/2009 - 14:13

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

I had gotten kingston financial online payday loans through this company, paid them off and they are still drafting my account, now my account is negative and they are NOT willing to work with me--DO NOT USE THEM

Sub: #10 posted on Mon, 06/15/2009 - 07:01

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