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Game of Chess with First premier bank.?????

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Posts: 17
Credits: 449.7

in an effort to start clearing my credit report up, i sent out some settlement letters. 1 went to First Premier for a credit cards i had. I requested a pay to delete agreement but they came back and offered a "paid in full/chargeoff".... i really want to pay this debt but i also want it either removed completely from my report or at the least the charge off part can i make this happen???? this really feels like a dang on chess game and i need help with my next move....

any help is greatly appreciated

You are really no longer a customer once you charge off so there really is no reason for them to give you what you want....some by policy alone do not do paid for deletes.

Sub: #1 posted on Sun, 11/01/2009 - 03:12

Moderators Cum Industry Expert
(Posts: 17209 | Credits: 4746.14)

Oh ok, that makes sense. I just don't want "chargeoff" on my report.... Thanks for making light of that soaplady:)

Sub: #2 posted on Mon, 11/02/2009 - 23:11

shaneequaholman shaneequaholman

(Posts: 17 | Credits: 4.5)

stinks but for most cases you will be stuck with that till it comes off on its own.

Sub: #3 posted on Tue, 11/03/2009 - 00:21

love_my_things love_my_things

(Posts: 1434 | Credits: 128.32)

it sure does stink since thank goodness i only have 2 chargeoffs the rest are in collections but imma start paying them before they charge me off as well. Thanks so much! this forum is really helpful.

Sub: #4 posted on Tue, 11/03/2009 - 02:03

shaneequaholman shaneequaholman

(Posts: 17 | Credits: 4.5)

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