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Game of Chess with First premier bank.?????

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Posts: 17
Credits: 449.7
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in an effort to start clearing my credit report up, i sent out some settlement letters. 1 went to First Premier for a credit cards i had. I requested a pay to delete agreement but they came back and offered a "paid in full/chargeoff".... i really want to pay this debt but i also want it either removed completely from my report or at the least the charge off part removed....how can i make this happen???? this really feels like a dang on chess game and i need help with my next move....

any help is greatly appreciated




SOAPLADY


Debt Samaritan
Posts: 17188
Credits: 474436.63869987

Sub: #1 You are really no longer a customer once you charge off so there
Sat, 10/31/2009 - 14:42

You are really no longer a customer once you charge off so there really is no reason for them to give you what you want....some by policy alone do not do paid for deletes.




shaneequaholman
Posts: 17
Credits: 449.7

Sub: #2 Oh ok, that makes sense. I just don't want "chargeoff" on my rep
Mon, 11/02/2009 - 09:41

Oh ok, that makes sense. I just don't want "chargeoff" on my report.... Thanks for making light of that soaplady:)




love_my_things

Posts: 1438
Credits: 12832.2

Sub: #3 stinks but for most cases you will be stuck with that till it co
Mon, 11/02/2009 - 10:51

stinks but for most cases you will be stuck with that till it comes off on its own.




shaneequaholman
Posts: 17
Credits: 449.7

Sub: #4 it sure does stink since thank goodness i only have 2 chargeoffs
Mon, 11/02/2009 - 12:33

it sure does stink since thank goodness i only have 2 chargeoffs the rest are in collections but imma start paying them before they charge me off as well. Thanks so much! this forum is really helpful.




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