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First American debt relief - are they doing any scam?

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Anyone heard of First American debt relief? I received a flyer that had my exact amount of debt on it. I wanted to find out how they got that information. I spoke to **** *******. He yelled at me and told I should go find a bankruptcy lawyer.
[samebox:575c8654fa="Vikas"]* Name removed on request as per policy posted at
Email on file.[/samebox:575c8654fa]

Oh my Gosh...Just Look what I found out...

According to BBB, American debt relief has a F - rating.

Sub: #1 posted on Mon, 11/17/2008 - 21:59

phoenix phoenix
(Posts: 1444 | Credits: 275.38)

The rating of "F" is not for First American debt relief, it is for American Debt Relief, Two seperate companies. You dont know who I am and i dont care who you are but i know for a fact that you were not talked to that way. Companies, such as First American Debt relief, or American Debt Relief, obtain information from your credit card companies once you have reached around 20,000 dollars owed to the credit card companies. Legally when you sign up for a credit card not paying them gives them the right to give your debt owed, information, and credit score to companies such as this because you are in a position where you could uses there service, whether you like it or not. The Author of this page has no clue what he is talking about and is obviously bitter he is more than 25,000 dollars in debt, so don't go blog about it, listen to what a professional has to say, because what you have to say means nothing because what you had to say lead you to be a quarter of 100 grand in debt. And whether you like it or not this so called **** is a professional and he is 100% right, if you dont use a debt settlement service you will loose everything. Next time your undies are in a bunch, research why your the position your in, dont blog about it hoping someone cares enough about you to respond. You made bad decissions, fell into debt, and now a company is offering you the best deal, because the company First American Debt Relief is the #1 debt settlement company, you should shut up and listen to **** ******* because he has all your information and is right. Its bad enough when someone is so ignorant that they deny help but it is down right stupid to turn it around and act like somebody has harmed you or broken your civil rights. If you don't want debt relief companies mailing you then spend within your means and don't get into debt. I would suggest calling them back, and see what they can do for you before, you throw a fit and complain about it on here. Hope you find a solution to your debt problem.

[samebox:0a07892864="Vikas"]* Name removed on request as per policy posted at htt p:// -about-you-or-your-company-on-ourcommunitypowercom-forums/
Email on file.[/samebox:0a07892864]

Sub: #2 posted on Wed, 11/26/2008 - 23:32


Hi Guest (Mr. debt help),

Please don't try to hide the flaws of any one particular company. See for yourself the BBB rating of First American debt relief in the following link: -
BBB Reliability Report for First American Debt Relief

Sub: #3 posted on Thu, 11/27/2008 - 01:15

phoenix phoenix
(Posts: 1444 | Credits: 275.38)

The OP didn't state how much debt they had. Thanks for your input A$$ Clown. Too bad you just got PWNed.

Sub: #4 posted on Thu, 11/27/2008 - 07:37

Moderators Cum Industry Expert
(Posts: 4666 | Credits: 308.23)

let me interject mr debt helper that i as you stated couldn't care less about your post or your ignorant attitude.

Sub: #5 posted on Thu, 11/27/2008 - 10:19

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15505 | Credits: 1356.46)

OMG!!! This thread is getting alittle bit scary. MRDEBTHELP..I have a question for you. Why would a member (and I don't believe YOU ARE signed in as a GUEST) lie about her/his experiences with a so-called Debt Company? OH..I hate to disagree with you (NO..I REALLY don't) debt relief is NOT the #1 ranking company. According to a Google Search I did, it's very 'low on the totem poll' with ALOT of complaints. How DARE you tell someone to "shut-up?!" ( REALLY good 'business practice' there..huh?) OHHHHH..I forgot!! I MAY want ot say , MRDEBTHELP, might want to 'brush up' on your employees names. I DID call Debt Relief and asked for this so-called **** *******. Hate to tell ya, but...there is NO SUCH person!! Are you so badly rated that you have to make up names, too??!! How sad.

[samebox:40efd8f82e="Vikas"]* Name removed on request as per policy posted at htt p:// -about-you-or-your-company-on-ourcommunitypowercom-forums/
Email on file.[/samebox:40efd8f82e]

Sub: #6 posted on Sun, 11/30/2008 - 19:22

sdchargers_63 sdchargers_63

(Posts: 1798 | Credits: 179.17)

Mr debt help....does that name mean you work in the sttlement industry hmmmm?....I think you are Mr *******...The biggest crock is that credit card companies sell debt info to debt settlement companies who are the arch enemies of the credit card companies...More likely they are illegally receiving the info from the credit bureaus. Which would be fraud and federal crime for First American debt relief. I dug further into First American. They are only in business a few years. They are only a sales group. Probably marketing illegally. They have absolutely no state licenses I could find anywhere. They are unregistered in Florida, or any other state, and violate Florida law by mailing in Florida. They send their clients to Allegro Law,who was in bed with Hess Kennedy big time, which is also in trouble with Florida (See Hess Kennedy at the Florida Attorney Generals web site ).

[samebox:4f4b0b86ef="Vikas"]* Name removed on request as per policy posted at htt p:// -about-you-or-your-company-on-ourcommunitypowercom-forums/
Email on file.[/samebox:4f4b0b86ef]

Sub: #7 posted on Wed, 12/10/2008 - 13:24


If debt relief is illegal, then how are they getting information about people's accounts? If they are NOT licensed, then how are they in business?

Sub: #8 posted on Thu, 12/11/2008 - 14:39

sdchargers_63 sdchargers_63

(Posts: 1798 | Credits: 179.17)

I found this blogging sight about First American debt relief and considered what to do whether to do business with them. I have checked out the Law firm Allegro and they don't have any complaints, however, First American is not signed up in the state of Alabama nor California. Can anyone shed some light?

Sub: #9 posted on Sat, 03/21/2009 - 15:57


I am a former employee of First American Debt Releif in Newport Beach California........
[samebox:f28d111fe6="Vikas"]I received the following letter from First American Debt Relief Vice President under penalty of perjury saying that the content posted here was false. Hence, I am removing the content as per policy posted at htt p:// -about-you-or-your-company-on-ourcommunitypowercom-forums/[/samebox: f28d111fe6]

Sub: #10 posted on Tue, 04/07/2009 - 15:40


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