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Can I get a personal loan with bad credit to catch up on some bills?

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Posts: 1
Credits: 154.75

I'm trying to find a company that will give me a small loan ($1500-$3000) to get caught up on some bills and all I can find is pay day loans. Been there - done that and don't want to go that route again!! Any ideas?

Try Prosper. They are a very unique website that has regular people loaning money. It sometimes take a while to get funded but it does work.

Sub: #1 posted on Thu, 04/16/2009 - 06:25

leesa_ann_69 leesa_ann_69

(Posts: 2 | Credits: 0.96)

Have you tried borrowing from your bank? Some banks ad credit unions offer small loans up starting at $1500.

Please try and avoid payday loans or installment loans if possible. They can cost you more than you bargain for.

Sub: #2 posted on Thu, 04/16/2009 - 02:43

Cool_Abyss Cool_Abyss
(Posts: 2936 | Credits: 173.61)

I need to find a small loan to purchase my kids 4H and FFA animals. They are both raising a beef to sell at the fair. Just need alittle extra to make it easier on us.

Sub: #3 posted on Thu, 04/16/2009 - 02:34


I feel your pain. Finding a loan these days are slim to none. Yes I made pass mistakes but I have changed. I have a good job now, but trying to recover from past mistakes is killing me. I feel lenders should be mindful of that. When we are young we don't think. We should be allowed another chance.

Sub: #4 posted on Thu, 07/03/2008 - 20:17


i would suggest you go try bank to bank. make an appointment with them first..thats better, instead of paying a certain amount on the websites here...where a lot of people are scammers... :)

Sub: #5 posted on Thu, 06/26/2008 - 11:55


Minimum requirements for personal loans with bad credit include the fact that a borrower must be at least 18 years of age and a US resident. In addition, many so-called payday personal loans demand that borrowers make at least $1000 per month and maintain active checking accounts at reputable banks.

Finally, the presence of so-called outstanding bad credit personal loans may impede the approval process. Not all lenders are similarly scrupulous. Some bad credit personal loans require zero documentation of income viability. These arrangements are called ???????faxless??????? bad credit personal loans, and they typically require very little approval time

Sub: #6 posted on Tue, 06/03/2008 - 10:51

justin.hi5 justin.hi5

(Posts: 85 | Credits: 6.83)

I strongly suggest you look into consumer credit counseling. Its the next best thing. The whole point of getting a loan is to consolidate you bills into one payment with a lower interest rate right ? Credit Counseling can get you set up on a debt management Plan that does that. Your interest rates will be much lower " usually 6-10 % and you will make one payment. Besides borrowing money usually doesn`t help anyways because in most cases you would just be robbing Peter to pay Paul. I hope this helps. :D

Sub: #7 posted on Fri, 05/30/2008 - 22:33

mobile0311 mobile0311
(Posts: 1817 | Credits: 104.57)

We tried every route out there. We even paid for this website that GUARANTEED that you'd be approved...we weren't. We did end up getting our money back, but it took a couple of weeks. I don't honestly think that there is anyone that is willing to lend money to people with poor credit. And I have to ask myself, if I had the money, given people's credit history, would I take the risk to loan to them? Probably not...

Sub: #8 posted on Fri, 05/30/2008 - 22:20

sbillingsley90 sbillingsley90

(Posts: 92 | Credits: 18.68)

im just writing this to tell all who can see to not apply for a loan with conventionlendinggroup, we were scammed and they took our money , now we are out of money and still no loan , the phone for company does not work anymore nor fax , the guys name for this company was kevin lam , please be advised this is a scam . and we dont know what else to do .we were desperate and got scammed [font=Georgia][/font][color=Red][/color][size=3][/size]

Sub: #9 posted on Thu, 05/29/2008 - 17:48


Shaney- those people are definitely scammers. It is called the "advance loan fee scam". All these people would do is steal your $1500 and never give you anything. It all comes down to common sense, really, if you stop and think about it. If someone is so desperate for money, would they even have the $1500 in the first place? Sadly, many, many people have fallen victim to this scam and lost their money- I almost did, too, and got as far as the Moneygram place to wire the money to Canada and filled out the slip, when the lady at the counter stopped me and explained that this was a scam that was very common, and that her place of employment had educated their employees on how their services were being abused for this scam.

I am so very thankful she stopped me, otherwise, I would have been out $600 that I BORROWED FROM PAYDAY LENDERS and been in even worse shape. Sadly, many people have forked over even more than that, and been left off in worse positions.

Sub: #10 posted on Thu, 05/08/2008 - 11:13

Amaranth Amaranth

(Posts: 271 | Credits: 41.08)

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