Hi, first of all Thank you to help me answer me to my question. I needed money so I payed some my credit cards with electronic check from on of my bank account there was empty, without found. I spent that new money. What can happen to me if I do not pay, considering that I do not have any property in the United States ? What can I do if I want to adjust that situation ? Thank you.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.