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is debt settlement bad for your credit?




The creditors will not settle on current accounts and thus the account need to be at least 90-120 days late. If you are a candidate for a debt settlement program than your bills are either already delinquent or about to be so the fact it hurts your credit is irrelevant. It is a hardship program for people who are overextended and can no longer afford the minimum payments , can`t afford a dmp and don`t want to file bankrptcy.

Sub: #1 posted on Tue, 08/19/2008 - 00:49

mobile0311 mobile0311
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