I was recently served with a summons from nathan and nathan p.c.(can anyone tell me about them). What i was wanting to know is, once served with a summons, has anyone been able to work out a deal with discover?, and get the summons called off. Also, it says, that is from the acct manager of dfs services llc. Are they a collection agency for discover? How do i handle this? Any and all help is greatly appreciated! Im petrified as i have never been in this situation before. Also the discover card person that was calling thought my son, was the "man" of the house, and told him i was behind on my payments and could he authorize payments. I didnt think they were allowed to do that. My name is the only name on the acct. I also asked them to give me to tax time and i could make a big payment to get caught up. They told me they didnt bargain like that and i shouldnt call a debt relief program either because they didnt deal with them. Again, thanks for all reply's
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.