I just contacted them "Consumer Law Council" and they told me that the over 4000.00 they have will be for fitted unless they receive the last payment I owe to them. I asked if I send in the last payment will the take care of my cc debt. They responded no they only negotiate a lower fee then I am responsible for paying the cc's off myself. WTF I could do that myself thanks for nothing TOTAL SCAM ARTISTS do not give them a single penny BTW I notified my bank to stop any automatic withdrawals I am even going to close that bank account an open a new one just in case. Why take a chance. 4000.00 down the drain.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.