Being sued for a Debt that is not mine- need advice
Hi everyone. I received a summons in the mail today from an attorney representing RJM Acquisitions. It says that I owe some 1,300 dollars for some debt that is not mine. The case has been filed. Here is what I need help with
1. I need to submit an Answer. How do I do this? Will I need an attorney for the answer forms?
2. How can I prove this debt is not mine. I know that it isn't but how could I prove it.
3. If they judge against me how would they collect. I am a stay at home dad without any income so they couldn't garnish anything, I am not married so they couldn't go after a spouse. Would I go to jail?
I am just so mad cause this is not my debt!!! I have been a stay at home dad for 3.5 years and who would give credit to someone with no income. Thanks for any help/advice