Debt Consolidation Forums Debt Consolidation and Debt Settlement forums
am I a candidate for consolidation?
Mon, 07/14/2008 02:15
I have a capital one card that has $1000 debt on it, and it is overdue by a month. A student loan for 4,500 that is automatically withdrawn from my account and is up to date. A Best Buy card which I has had one late fee and is up to date (but I may not be able to pay this month) and has $2000 debt on it. And an Arizona Federal Credit Union credit card that has $15,000 debt on it and is up to date. All of these things are pretty much maxed out. My husband had been making more money and were were able to pay these, but then he was unemployed for several months, now he is working for minimum wage at a gas station and we have a $1200 mortgage payment which we are up to date on, thanks to my FIL this month. We have good credit, so far, but that is about to change with barely any money coming in.
Am I a candidate for debt consolidation?