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Lenders are not ready to give me a loan in Oxford

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None of the lenders are ready to give me a loan in Oxford (Alabama). I don't understand the reason. Why are they not ready to give me a loan?

your credit could be legitimately bad.

Sub: #1 posted on Fri, 09/13/2013 - 19:52

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15511 | Credits: 1357.03)

How much were you trying to borrow?? Lenders are just not lending much unsecured. What is your credit like???

Sub: #2 posted on Mon, 09/16/2013 - 15:05

Moderators Cum Industry Expert
(Posts: 17214 | Credits: 4746.7)

Get copies of your credit report from all 3 agencies and see where things are there. This might give you an idea as to what part of the problem is. The other thing might be the type of loan you are trying to get. Lenders are getting a little more picky when it comes to lending. It just is not as easy as it use to be. If your credit is not that great, maybe try getting a small loan, maybe a few hundred dollars from your bank or credit union. Sometimes, depending on the situations, not getting something can be a blessing in disguise. Good luck

Sub: #3 posted on Sat, 09/28/2013 - 02:30

2nband 2nband
(Posts: 2279 | Credits: 469.2)

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