How do I get a refund back for money paid via the title company for a debt I did not owe. We were closing on property and this debt appeared on credit report with no name, other than 'financial control'. The HUD statement included this per the lender, but no time to investigate. The debt had to be from a debt collector otherwise the name of the company would have been clear other than 'financial control'. How do I get this off my credit and how do I get a refund.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.