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April of this year I needed a PDL, After applying for it, I decided not to do it. Several days later i had a deposit in my account for 400 dollars. the bank told me that Geneva Roth did the deposit. I didn apply for a loan with geneva roth. I needed the money so I used it and fully intended on paying it back, however they debited my account before my payday causing me to lose what little i had in there an a NSF fee. They kept doing that and I had to close my account. Now they want me to pay more than what should be owed on the 400 loan. Any advice? It should also be noted that before i was able to close my account these horrible people made me get my account overdrawn by over 200 dollars. any help would be greatly appreciated

Yes, PDLs are in the habit of debiting account. By closing your account you have done the right thing.

As a first step you should check out the pdl laws in your state and then make a complaint to the Attorney General if there is any violation.

You can also do a settlement of these payday loans by the help of a professional law firm.

Sub: #1 posted on Tue, 07/29/2008 - 13:09

phoenix phoenix
(Posts: 1445 | Credits: 275.44)

Geneva Roth did that to me before as well.. I ended up owing my bank about $300. Only i didn't even spend the money - I reversed it right back and they still took it out.
I would report them to the Attorney General and the FTC - them debiting your account being unautorized is wrong enough.

Sub: #2 posted on Tue, 07/29/2008 - 18:47

bea2ls bea2ls
(Posts: 3840 | Credits: 370.56)

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