I was called by a collection agency & they threatened to take me to court, I have been paying on a Dr. bill. Was owing 1400 now down to 700.00 I told them I would send 200.00 next Wed. then she told me to ask a friend, get a pay advance or credit card ot loan to pay them. Will they take me to court? I am paying what I can each month
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.