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Taking my taxes for defaulted student Loans

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Help!!!! They are going to take my taxes for defaulted syudent loans and i really need my taxes to catch up on back rent from being unemployed. Does anyone know where or how i can get help??????




I would call the IRS ASAP and explain that them grabbing your refund would cause a hardship. I would also call the Dept of Education first, as they are the ones who are actually taking it. Once they tell the IRS to lift the order (if they do), you should get your refund.

Sub: #1 posted on Sat, 02/03/2007 - 10:20

kscornell kscornell
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(Posts: 4409 | Credits: 473.19)

I am sorry to say....the IRS is not going to give you your tax refund when you owe for a student loan.

Sub: #2 posted on Sat, 02/03/2007 - 20:21

shemar shemar

(Posts: 11 | Credits: 1.56)

Who are you referring to as "they" ?

Is it the Dept of Education or a collection agency? I wonder if allied interstate is again in the picture in your case.

Sub: #3 posted on Sat, 02/03/2007 - 23:12

BKP BKP

(Posts: 238 | Credits: 35.65)

Even if Allied is in the picture, they can still take the refund. I doubt calling the IRS or the company will get the refund issued to you.

Sub: #4 posted on Sat, 02/03/2007 - 23:47

WHEREAMI? WHEREAMI?

(Posts: 5262 | Credits: 731.81)

There are no collection agencies involved when the college loans are in default. The agency that gave the loan out has the irs flag the account of the person resposible for the loan and that is that. You loan gets paid. It is too late now to get this to stop. I know it happened to me two years in a row until I found out that I needed to contact Direct Loans and ask for a deferment BEFORE the first of January.

Sub: #5 posted on Sat, 02/03/2007 - 23:58

irish51cc irish51cc

(Posts: 1117 | Credits: 111.72)

When my student loan went into default they did go to a CA, and it was Allied.

Sub: #6 posted on Sun, 02/04/2007 - 00:10

WHEREAMI? WHEREAMI?

(Posts: 5262 | Credits: 731.81)

Oh - maybe it depends on who you have your loans through, I just figured that they all went through Direct Loans like mine did. They are affiliated with the federal gov. and they are very easy to work with.

Sub: #7 posted on Sun, 02/04/2007 - 00:14

irish51cc irish51cc

(Posts: 1117 | Credits: 111.72)

All of my loans were Federal loans, I know one of them was with Sallie Mae I forget the other one.

Sub: #8 posted on Sun, 02/04/2007 - 00:17

WHEREAMI? WHEREAMI?

(Posts: 5262 | Credits: 731.81)

I don't know which is worse counting on and then loosing a refund or dealing with a ca! I know what the lost refund means. They got their 10k back fast and I had to change my spending plans. I still have about 3500 left, but the payments are manageable and will be suspended until after my bk discharge.

Sub: #9 posted on Sun, 02/04/2007 - 00:23

irish51cc irish51cc

(Posts: 1117 | Credits: 111.72)

That's good to hear irish. My student loans were included in my chpt.13 plan, they were garnishing my check at first until I filed. They only garnished 3 paychecks though. $3500 balance isn't too bad. :D

Sub: #10 posted on Sun, 02/04/2007 - 00:29

WHEREAMI? WHEREAMI?

(Posts: 5262 | Credits: 731.81)

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