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OneClickCash victimized you by creating an e-contract

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If ONECLICKCASH.COM, an online payday loan company, has victimized you by creating an e-contract with an e-signature that you did not actually e-sign, PLZ contact the Federal Trade Commission at 877 FTC-HELP 877 382-4357. The more complaints, the lawyers will investigate. The FTC only addressess class action law suits, therefore for this company you cannot have e-signed an agreement to particpate, and can PROVE that you did not sign an e-agreement. PLZ HELP in shutting this predatory loan company down!!

Lawson, Welcome to the forums. If you have been a victim of this company also file a complaint with your state Attorney General. The more complaints the better. KYSIDE38

Sub: #1 posted on Wed, 11/29/2006 - 00:51


(Posts: 2478 | Credits: 398.52)

You are right!! I should have stated that and also the Better Business Bureau too. We as consumers can shut down predatory loan companies, if we work together.

Sub: #2 posted on Wed, 11/29/2006 - 01:09

lawsonjk lawsonjk

(Posts: 6 | Credits: 2.69)

Welcome lawsonjk! If you will view my blog you will see that getting these blood suckers shut down is my goal for 2007. OCC is one of the loans I am dealing with personally myself and in the coming days I will be posting a follow up letter to them in regards to their refusal to acknowledge my DV letter. Keep posting and we will get this done

Sub: #3 posted on Wed, 11/29/2006 - 01:13


(Posts: 1245 | Credits: 203.31)

Not to blow fire, the Electronic Signatures Act (Public Law No: 106-229) went into effect on October 1, 2000 and gives electronic contracts the same weight as those executed on paper.

So, how do you prove that it was not you actually signing the e-contract with OneClickCash and on the other side, they will try to prove this?

Sub: #4 posted on Wed, 11/29/2006 - 01:56

Trenity Trenity

(Posts: 504 | Credits: 63.13)

Plz file a report with the FTC right away. I also filed acomplaint with CNN Consumers web site. Suggest you do the same. If CNN will research and air this company, this could bring other victims forward to complain to the FTC. We need to not let this company keep preying on the most vulnerable!!

Sub: #5 posted on Wed, 11/29/2006 - 02:18

lawsonjk lawsonjk

(Posts: 6 | Credits: 2.69)

ONECLICKCASH.COM thrives on creating e-loan requests without permission and not being able to be contaced via the internet other than the loan application process. Please join me in contacting your Congessman to craft a bill stating that any on line payday loan service that deposits funds into an US GOVERNMENT FEDERALLY DEPARTMENT of COMMERCE INSURED INSTITUTION (FDIC) require that:
1. Before a request is processed the security measure of a box mixed with letters and numbers be translated with the application to protect against automated loan requests..and
2. The On Line PAY DAY company be reachable for all consumer transactions via the same venue that the originating loan was processed so that communication to the Pay Day loan comapny can be recorded by the lendee. This will mandate that if they take a loan via e-mail they must accept payoff notes and complaints via e-mail too.

Sub: #6 posted on Wed, 11/29/2006 - 03:56

lawsonjk lawsonjk

(Posts: 6 | Credits: 2.69)

I have paid over 900 bucks to these idiots for a 300 dollar loan. Wish I'd have known about you guys sooner.

Sub: #7 posted on Tue, 04/17/2007 - 21:25


I have not had any trouble with this loan company. I recieved expert service, and was able to talk to a live operater when I needed to. I recieved my loan and I paid them back in full. I have not had any problems.

Thank you

Thea M. Vick

Sub: #8 posted on Mon, 07/09/2007 - 18:21


This company is a pain in my butt! They are so rude and some what threatening! They need to be closed as well as a few others!

Sub: #9 posted on Thu, 07/12/2007 - 15:51

litlee8 litlee8

(Posts: 58 | Credits: 17.84)

I am a ex-employee of the three parading as one. I have seen all types of situations that would burn the place down. First of all, they are not doing any sorts of garnishments. So It is free money if you can stand the calls. If you do get a loan from any of the company names I listed remember this! dont pay them because they are str8 crooks! They go into your bank acct and charge so much interest and late charges that they will cause you to go into the red at your bank. inform your bank after the first couple of pymnts are extracted, tell them that you do not know who this company is and file a affidavit and you will get your money back. They will call you! 5 or 6 times a day. The reason why they call so much is because of the way their dailer is setup, if a rep gets mad they will place you in a cue to be called back within that same hour. The collectors are untamed and wil say anything to get you to pay. Record It! use a answering machine and catch them breaking the law and give it to the attorney general. ( enuf complaints wil shut this whole thing down and with the fdcpa on your side along with the ftc you can sue them and hav them pay your attorney fees. Every customer I had dealt with had to shut down their bank accts and ended up oweing the bank thousands of dollars! I have heard of cases where bosses were cussed out and customers were losing jobs behind the treatment of this company. The attorney that work on the behalf of the company advised them to act as if one click cash, ameriloan and 500 fast cash were seperate entities, they are not.-------------

Sub: #10 posted on Thu, 08/16/2007 - 03:03


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