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Leverage in trying to settle my payday loans?

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Posts: 14
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What does it mean if an online lender is not registered in your state and has been donig business there unlawfully. Can I use tthis a leverage in trying to settle my payday loans?




natdust20
Posts: 1350
Credits: 16427.74

Sub: #1 Most definitely. If they are not registered in your state, then
Thu, 11/16/2006 - 13:01

Most definitely. If they are not registered in your state, then you have the upper hand. What state are you in??




natdust20
Posts: 1350
Credits: 16427.74

Sub: #2 What companies are you dealing with?? They will all tell you tha
Thu, 11/16/2006 - 13:03

What companies are you dealing with?? They will all tell you that they do not have to follows the laws in the state of the consumer, but they do.




bliotard
Posts: 14
Credits: 419.05

Sub: #3 I am in Maine and have spoken with my consumer credit division a
Thu, 11/16/2006 - 13:07

I am in Maine and have spoken with my consumer credit division and found that most, if not all of the companies I have done business with are not licensed and haven't followed maine law in terms of rates per 100.




natdust20
Posts: 1350
Credits: 16427.74

Sub: #4 I would calculate how much in total that you paid. Then get your
Thu, 11/16/2006 - 13:13

I would calculate how much in total that you paid. Then get your settlement letters typed up and be sure to insert your states' laws. Then I would start emailing them, mailing them, and even faxing, if it takes that..




bliotard
Posts: 14
Credits: 419.05

Sub: #5 There are several companies. Unitedcashloans, Genevia roth, cash
Thu, 11/16/2006 - 13:17

There are several companies. Unitedcashloans, Genevia roth, cash advance.net, national payday, payday usa to name a few.




natdust20
Posts: 1350
Credits: 16427.74

Sub: #6 Yea, start calculating how much you paid and then go from there.
Thu, 11/16/2006 - 13:18

Yea, start calculating how much you paid and then go from there.




bliotard
Posts: 14
Credits: 419.05

Sub: #7 What should these letters say? what kind of information do I nee
Thu, 11/16/2006 - 13:18

What should these letters say? what kind of information do I need to incllude?




WHEREAMI?
Posts: 5266
Credits: 73181.1

Sub: #8 Here is the link to Polly's internet pdl settlement letter, you
Thu, 11/16/2006 - 13:21

Here is the link to Polly's internet pdl settlement letter, you will need to insert http://pollya ndsay.yesdebtfree.org/template-letter/ your info and your state's pdl laws.




natdust20
Posts: 1350
Credits: 16427.74

Sub: #9 You can go here http://pollyandsay.yesdebtfree.org and that wil
Thu, 11/16/2006 - 13:21

You can go here http://pollyandsay.yesdebtfree .org
and that will be all that you need. All you have to do is fill in the blanks and be sure to add your states' laws in there.




bliotard
Posts: 14
Credits: 419.05

Sub: #10 Thank-you! I appreciate the help.
Thu, 11/16/2006 - 13:28

Thank-you! I appreciate the help.




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