Sorry, my PC wigged and I triple posted in this thread here debtconsolidationcare.com/collection-agencies/debit-validation.html).
Could you please delete two out of the three posts? Thanks!
This is the post I mentioned: Quote:
Let me make sure then that I understand this correctly. What they are providing is verification? The case law they have provided is based on verification and thus does not apply to this situation. What I am asking for is validation, and is completely different. Is this correct?
How do I word my letter back to them? Is there any case law I should provide? Given PRAÃ¢â‚¬â„¢s history, I want to be extremely careful with them.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.