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Hello everybody. I need to know if Zoca Loans is legal in my state. I live in Ohio. I have a loan for $400 and the payback amount is well over $1,000 with interest! I know I was dumb to take the loan out but it was my only option at the time. I have full intentions of paying this loan back, I just need to know if I need to pay just the principal amount of $400 or will I have to pay all the interest fees also. I believe this company is tribal. Also, how would I go about making payment arrangements with them. Thank you




Hello. It is a scam. Just pay the principal amount you owe.

Sub: #1 posted on Tue, 10/10/2017 - 18:28

sanderspatricia29 sanderspatricia29

(Posts: 319 | Credits: 37.4)

Yes you are right, Zoca Loans is a tribal loan, and I believe they are legal in your state.

Sub: #2 posted on Tue, 10/10/2017 - 19:21

tiarajoseph11 tiarajoseph11

(Posts: 171 | Credits: 29.53)

Okay, payday loans and tribal loans are messy. Get out of it by just paying the principal amount! I searched them up, found no legal documents that they can do business in Ohio!. But all I can say is stop falling into these hassles in the future!

Sub: #3 posted on Fri, 10/13/2017 - 18:41

Phil Bradford Phil Bradford

(Posts: 104 | Credits: 10.74)

They can do nothing even if you don't pay the principal amount. But morally you should pay the principal amount.

Sub: #4 posted on Fri, 10/20/2017 - 17:45

ditchdebt ditchdebt

(Posts: 559 | Credits: 242.23)

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