I just filed a complaint online with the NC AG regarding Mobiloans, and they want me to submit documentation to support my claim. In going through my e-mails I realized that I never received an actual copy of a loan agreement. I called to ask about this and they told me that they have a standard loan agreement (their terms and conditions) you access online. So when I went to do this online, I saw that the terms and conditions were as of 8-23-13, which is conveniently the same date I received an e-mail stating they were no longer able to lend money in NC. I requested a copy of the terms and conditions I was under when I took out this loan in June, but I don't expect to hear back from them. Since my loan was taken out before these new terms and conditions appeared on their website, should I NOT include this in the information I send to the AG office? If not, then what should I send? Would copies of my statements be sufficient?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
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The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.