Debt Consolidation Forums Payday Loan help forums

New here - questions about my loans

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Hi all...

I joined up with this forum immediately after reading some of the posts and seeing the dedication and knowledge of the Forum Mods.

I'm just finally fed up with drowning in these debts. I have some loans with PDL / "Finance" companies in Texas. In total, they can all be knocked out with about 4,500 dollars, which I don't have. I don't think i can get a debt consolidation loan and I dont know what to do.

I currently have loans with World Finance, Toledo Finance, City Finance and Austin Finance.




These are storefronts, correct?

Sub: #1 posted on Thu, 07/24/2008 - 21:59

goudah2424 goudah2424

(Posts: 7936 | Credits: 1224.91)

Someone from Texas will be along to advise you further. There are alot of members on here. Please list which co's are the pdl's with and how much you borrowed and paid back principal only. Are the loans that you are referring to World Finance, Toeldo Finance, City Finance and Austin Finance the pdl's?

In Texas some of them operate under something called cso I believe which is different than a pdl. Goudah is a good one to answer your questions and I am sure that she will be along shortly to advise further.

Sub: #2 posted on Thu, 07/24/2008 - 22:02

ladybug ladybug

(Posts: 2757 | Credits: 282.45)

Are these all installment loans with these finance companies or actually payday loans? If they are installment loans than your approach may have to be slightly different than if they are payday loans.

Sub: #3 posted on Thu, 07/24/2008 - 22:12

PinkLady PinkLady
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(Posts: 1722 | Credits: 277.46)

Yes, things seem a bit different here in Texas. These are monthly "finance" loans, I suppose what you're calling the CSO

Sub: #4 posted on Fri, 07/25/2008 - 01:35

truth_seeker27 truth_seeker27

(Posts: 2 | Credits: 0.75)

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