I emailed White Hills Cash explaining that payday loans are illegal in AZ. This was the supervisor's response:
As clearly indicated in its website disclaimers and the loan documents executed by you, White Hills Cash is a tribal limited liability company established by and for the Ft. Belknap Indian Community pursuant to tribal law. Both our website and your loan documents explain this fact clearly. As a sovereign enterprise, White Hills Cash is not subject to state regulation.
By signing your Loan Agreement, you agreed to the application of Ft. Belknap Indian Community law. You agreed to comply with all of the terms and conditions of the Loan Agreement upon execution. White Hills Cash relied upon your representations in good faith and approved your loan based upon such representations.
Has anybody loaned from them before? Do state laws supersede tribal laws? Or is there no way around the tribal laws. This supervisor keeps telling I have to pay the balance in full with the fees.
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