Debt Consolidation Forums Payday Loan help forums

Help needed for payday loans in WA

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Posts: 1
Credits: 24.3

I am totally regretting taking out these two payday loans.
One is for amplify funding for $700, repaid $199 so far, next payment is due on 07/13
the other one is zoca loans for $400. I have not made a payment yet because they had my paydays wrong and I asked for my paydays to be adjusted. They said they stopped my payment from being processed and that I have 14 days to return the form for ACH withdrawls.

I filled out ACH revoke forms with my bank for both companies and will submit ACH revoke for both companies via email tonight.

I intend to pay back the full principal for both companies. What worries me, is that both companies have it in their contract that they can create remote checks to withdraw the full balance if I default. I am planning on emailing them the sample letter I have found here about them being illegal and willing to pay the principal but at my terms, $50 every two weeks until paid off.

The remote checks worry me the most.


Do one thing buddy. Close your back account immediately. Ask the bank to create a new account for you. Don't wait. Don't think. Just go to the bank immediately. The bank can give you some other alternative solutions.

Sub: #1 posted on Mon, 07/09/2018 - 15:02

Nick Jonas Nick Jonas

(Posts: 8 | Credits: 0.81)

Close the bank account immediately after repaying the principal amount. You can also talk to your bank regarding it beforehand. So, that you can close the account before they grab the money from the account.

Sub: #2 posted on Wed, 07/11/2018 - 16:44

sanderspatricia29 sanderspatricia29

(Posts: 612 | Credits: 64.2)

Both of them are illegal payday loans, so you are right about paying off the only principal amount.
Nick said it right, close your bank account and open a new one. You've also revoked your ACH , so you'll not getting any trouble on that side.
Let us know what your bank have suggested you.

Sub: #3 posted on Thu, 07/12/2018 - 13:16

tiarajoseph11 tiarajoseph11

(Posts: 300 | Credits: 42.48)

My experience was great! From the moment I put in the online application from the time money was in hand was within 72 hours. Easy process. We will definitely use them in the future for other financial needs.

Sub: #4 posted on Wed, 07/18/2018 - 16:27

igor71381 igor71381

(Posts: 1 | Credits: 0.1)

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