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Alabama - GLENCOE - Pay Day Loan Laws

Hill2011
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I have a question to ask about pay day loans in GLENCOE - Alabama. Is it legal for them to deposit money in your account without your knowledge of it? I don't remember signing anything for a loan with The VIP Loan Shop. So far they have withdrew $120.00 from my account. I haven't received any e-mails, phone calls or anything. I tried calling them but no one answers the phone. Also, tried sending them e-mails. So could you please advise me on this. Yours truly, Hill2011




FIRST - you'll need to close your account. It will never be safe again. Try contacting them via email. Generally you can find a customer service email on their website.

Let them know that they are not licensed to lend in your state NOR did you request the loan to begin with. Tell them you are willing to repay the principal balance of the loan. Set up a plan to pay them via money order or with a pre-paid card.

Do NOT share your new account information with them.

Make it clear that if they won't work under your terms, they won't get paid.

Be sure to secure your account BEFORE you make contact with them.

Sub: #1 posted on Tue, 06/28/2011 - 00:08

OhioGal1 OhioGal1
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