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I filed bankruptcy to get rid of all my debt. Can you believe that some collector called 1st Integral Recovery Services called me regarding my payday loan with the above firm. When I informed "Mr Smith" that I had filed and not to call me anymore.....he advised me that this debt is not dischargeable in bankruptcy. He asked me if I read my contract. Has anyone else ever heard of anything so ridiculous? I told him that it is included in the bankruptcy, gave him my case number and told him not to call me anymore. Just wondering if anyone else has ever been told that they signed something in their payday loan papers that stated it could not be included in a bankruptcy. This loan is from 2/2009 - I know most contracts state that you Have not filed and are not planning to file bankruptcy - but that is it. In Feb I was not planning it. Any thoughts?




I think they are simply faking. You may ask your attorney for more info but IMO they are just trying to scam some money out of you before the debt gets discharged.

Sub: #1 posted on Mon, 11/16/2009 - 20:47

SC SC
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Quote:
Originally Posted bymycandykiss
I filed bankruptcy to get rid of all my debt. Can you believe that some collector called 1st Integral Recovery Services called me regarding my payday loan with the above firm. When I informed "Mr Smith" that I had filed and not to call me anymore.....he advised me that this debt is not dischargeable in bankruptcy. He asked me if I read my contract. Has anyone else ever heard of anything so ridiculous? I told him that it is included in the bankruptcy, gave him my case number and told him not to call me anymore. Just wondering if anyone else has ever been told that they signed something in their payday loan papers that stated it could not be included in a bankruptcy. This loan is from 2/2009 - I know most contracts state that you Have not filed and are not planning to file bankruptcy - but that is it. In Feb I was not planning it. Any thoughts?


That's BS! I would expect something like this from an illegal lender, file complaints!

Sub: #2 posted on Mon, 11/16/2009 - 21:44

Shazzers Shazzers
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i would inform you attorney and the trustee about this.basically you filed,and the bottomfeeder pdl gave it to a bottomfeeder collector.let your attorney and the BK court handle him.in the meantime i would log any future calls,and check your state laws in regards to recording calls.makes your case against him stronger.

Sub: #3 posted on Tue, 11/17/2009 - 05:50

paulmergel paulmergel
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(Posts: 15503 | Credits: 1356.26)

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