Tue, 11/17/2009 05:57
I filed bankruptcy to get rid of all my debt. Can you believe that some collector called 1st Integral Recovery Services called me regarding my payday loan with the above firm. When I informed "Mr Smith" that I had filed and not to call me anymore.....he advised me that this debt is not dischargeable in bankruptcy. He asked me if I read my contract. Has anyone else ever heard of anything so ridiculous? I told him that it is included in the bankruptcy, gave him my case number and told him not to call me anymore. Just wondering if anyone else has ever been told that they signed something in their payday loan papers that stated it could not be included in a bankruptcy. This loan is from 2/2009 - I know most contracts state that you Have not filed and are not planning to file bankruptcy - but that is it. In Feb I was not planning it. Any thoughts?