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Vincent P Cignarelle/Epaydayloan problems in Minnesota

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I filed a complaint 6/3 against Vincent P Cignarelle and Epayday loan with the BBB and the New York AG office. I requested in my BBB/AG complaialsartan a payment arrangement I also requested a account ledger/debt validation. I also requested that all degrogitory information be removed from my credit file while this is being checked into. Of course they accepted the payment arrangements but it has been over the 30 day time frame that I listed in the request and have yet to receive the debt validation or account ledger. I just checked my credit report and they are on there. What do I do now?




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I just checked my credit report and they are on there. What do I do now?


Was it a judgement or collection account?

Sub: #1 posted on Fri, 07/11/2008 - 02:27

Cool_Abyss Cool_Abyss
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collection account

Sub: #2 posted on Fri, 07/11/2008 - 02:40

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Ok, I see they have not sent you any debt validation that you requested. File a dispute with the Credit Bureau and get it removed if it is a collection company. Under fdcpa they have to validate the debt if a consumer requests if it is an 3rd party collector. So point this out in your dispute to the Credit Bureau.

Sub: #3 posted on Fri, 07/11/2008 - 02:44

Cool_Abyss Cool_Abyss
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(Posts: 2936 | Credits: 173.61)

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