Payday loan.. threat of court summons for non payment?
I got a call from a man today named "Mr Lamar" he said that he needs to get in touch with me and set up a time and place to serve me with a summons and that if I want to avoid that. I need to call 866-749-1655 and reference my Case # (6 digit #). I called the number and found it to be a company called "LMA Group" I spoke with 2 different representatives (the first was not able to assist me and transferred me to a "Legal Advisor") The Legal Advisor tried telling me that I owe money from a payday loan thru "PDL Ventures" and the company he works for, LMA Group, is a company that mediates before I would be sent to Civil Court. When I demanded that a "Validation of Debt" be sent to me, he kept changing the subject, telling me how expensive my court fees would be, etc etc etc. He said that LMA is NOT the company that I took the supposed payday loan out from and they legally, they dont have to provide me with a Validation of Debt. and that the individual that called me is a "locator" and all their job to do is to find the person that "has the debt". I informed him that I will need to have the Validation of Debt sent to me so I can see what he is talking about and he started to yell at me and even said "H*LL, IF YOU WANT TO GO TO COURT AND END UP HAVING TO PAY ALL THE FEES, IT DOESNT MATTER TO ME EITHER WAY." When I continued to tell him (after 17+ minutes) that I require a Validation of Debt be sent to me, he hung up on me. I live in the state of FL. Anyone have something similar happen and what was the outcome??