In January 2012 I had a $300 online loan with USA Web Cash. They are authorized & licensed to lend in my state. I was going through a very bad time, and did not repay it. My loan status is "written off" on their site (I logged in to check) as of May 2012.
This morning, September 2013, I received a collection call from 718-412-9486 threatening legal action and telling me I needed to set something up before the attorneys proceed. They say I now owe over $900 to repay.
If the original lender wrote my loan off, what can they do? I am concerned about this. I have my life back on track but my budget is very tight due to all my repayments and I just can't afford even $50/month toward repaying something.
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