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Great Plains Lending, Spotloan, and 123cashdepot. I live in Kentucky, the Department of Finance told me that these loans are illegal and aren't licensed in my state. I was unable to make any payments to either of them, I get 20 calls a day from them and now they are threating with lawyers. If they are indeed illegal and not licensed, than should I worry or should I consult an attorney???

Close your bank accounts, and follow directions on dealing with them, do not skip a step. This site has saved a lot of us!

Sub: #1 posted on Wed, 08/14/2013 - 07:10

cyaba cyaba

(Posts: 20 | Credits: 2.62)

Here is the link on how to deal with - all steps.. are important.. th-illegallende...

Sub: #2 posted on Wed, 08/14/2013 - 07:34

HelpinAZ HelpinAZ
(Posts: 1873 | Credits: 288.12)

All the lenders are illegal. You don’t need to worry, they can’t do anything. They are just trying to scare you. File a complaint against them to the SAG or FTC. Close down your old bank account and open a new one to stop debiting money from your account.

Sub: #3 posted on Wed, 08/14/2013 - 10:30


are they legal in California? i have given them $630.00 to date on a $300.00 loan. please help.

Sub: #4 posted on Fri, 08/16/2013 - 05:21


loan was back in MAY- have paid $630.00 to date on a $300.00 loan. sent them my sample letter i received here (and revoked the ACH).. They state they are tribal and immuned to CA state laws.. and that they will offer to resolve my loan by paying another $300.00 (broken into two or three payments) and then it will be closed. Is this true? please help.

Sub: #5 posted on Fri, 08/16/2013 - 05:29



Follow the link in my signature line for full info on how to deal with them. Stay off the phone an stop listening to their crap.

Sub: #6 posted on Fri, 08/16/2013 - 06:12

Moderators Cum Industry Expert
(Posts: 17214 | Credits: 4746.7)

you paid 630.00 on a 300.00 loan.they owe you and all they can/will do is call and lie.they are illegal and know it.either grow a spine,or as soaplady advised stay off the phone,and do not give any messages credence.

Sub: #7 posted on Fri, 08/16/2013 - 18:04

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15511 | Credits: 1357.03)

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