This site is great and very information, but I didn't seem to find that much info on Title loans, so I hope someone can help me. I have a title loan. The interest payments were supposed to be monthly (i assumed), but actually are every 2 weeks. I live in IL and have filed a complaint with the IL AG Office, and am waiting to hear back. My main concern is not losing my car as it seems these people are snakes. Heres the story I had some payday loans which I paid off. After paying them off, I closed my bank account and opened new one to avoid any unwanted deposits or debits. After I closed it, I informed this company that I had via email and voicemail (I don't have an address for them) and never heard anything back. I sent the email for 3 days (until payday). The email stated that my payment was returned. I again forwarded my original email letting them know that I had to close my account and wanted an address to send a money order while I opened a new account. I received 2 emails back, 1 saying to call to discuss (and when you call, no one picks up and you get disconnected) and the 2nd one stating that I owed $916 and a payment needed to be made Western Union. I have continued to try to contact these people with no luck. I have not sent the payment because I think they have messed up. I am nervous and I don't want to lose my car. Do title loans fall under the same laws as payday loans? Does the lender have to have a liscense in IL to loan in IL? Should I get an attorney? Any help is appreciated!