Is there a known address for these idiots? I've over paid them and have stopped them from messing with the bank and of course they threaten with their internet fraud warnings. They give you an email to reply to which is email@example.com. It immediately bounces back. Normally you can email them at firstname.lastname@example.org but coincidentally, that comes back as well. Not scared of them, but I'd like a way to bark back.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.