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Check N go payday loan help

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So i used my last renewal last payday for check n go. I cannot pay the rest of the balance off. What options do I have? I heard they do payment plans in 4 equal payments??

I live in texas BTW




paulcahill80

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Sub: #1 Please don't post multiple threads with the same post. Just wait
Wed, 11/03/2010 - 17:13

Please don't post multiple threads with the same post. Just wait, your query will be answered.




Shazzers


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Sub: #2 Check n Go is a member of the CFSA ( Community Financial Service
Wed, 11/03/2010 - 20:48

Check n Go is a member of the CFSA ( Community Financial Services Association of America ) click the link below to read about the extended payment plan.
http://www.cfsa.net/public_education_camp aign/guidelines/guidelines_extended_payment_plans.html




Unregistered

Sub: #3 Speaking from experience. You have to default first before they
Thu, 11/04/2010 - 08:18

Speaking from experience. You have to default first before they'll allow you to enter into an EPP agreement.




Shazzers


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Sub: #4 Quote:Originally Posted by AnonymousSpeaking from experience. Y
Thu, 11/04/2010 - 08:25

Quote:
Originally Posted byAnonymous
Speaking from experience. You have to default first before they'll allow you to enter into an EPP agreement.

That's a bunch of crap! If it were me I would pressure them to extend that EPP at the time I requested it, if they refused I would contact the CFSA by telephone and complain that one of their members are not adhering to the CFSA guidelines and ask that they have their membership revoked, naturally I would call the corporate office and warn them of what I was about to do and give them a chance to comply but be prepared to follow through if they didn't.




OhioGal1


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Sub: #5 That depends on what state you live in. TX is the only state th
Thu, 11/04/2010 - 09:48

That depends on what state you live in. TX is the only state that I know of where their laws supersede the CFSA policy.




paulcahill80

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Sub: #6 Yes OhioGal1. We have seen many instances where Check N Go has t
Thu, 11/04/2010 - 09:58

Yes OhioGal1. We have seen many instances where Check N Go has turned down EPP to customers in Texas.




lessonlearned
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Sub: #7 Is that 4 payments of what you borrowed or is that 4 payments fo
Thu, 11/04/2010 - 12:47

Is that 4 payments of what you borrowed or is that 4 payments for what you borrowed plus interest? PLS makes you pay the intersest back from what I am hearing from people that have dealt with them.




lessonlearned
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Sub: #8 I am guessing it depends on who the company is.
Thu, 11/04/2010 - 12:47

I am guessing it depends on who the company is.




OhioGal1


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Sub: #9 It's your balance at the time you ask for the EPP divided into 4
Thu, 11/04/2010 - 13:57

It's your balance at the time you ask for the EPP divided into 4 equal payments.




matthew9000_2000
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Sub: #10 Ok called them up today, and the lady at my local office I took
Thu, 11/04/2010 - 14:29

Ok called them up today, and the lady at my local office I took it out said... In Texas Check N go is a member of the Cfsa but Since there lender is not (they use NCP Finance) they do not give any EPP type options... So she said I should have thought about taking out a pay day loan and that i needed to find help else where... She was trying to be nice but she came off real ugly

What should I do? can NCP finance really do this?




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