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Payless Financial Group

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Has anyone heard of Payless Financial Group? They are supposed to be a payday loan debt validation company.




SOAPLADY


Debt Samaritan
Posts: 17181
Credits: 474368.63869987

Sub: #1 There is no such thing as a payday validation company. THey are
Tue, 07/17/2012 - 15:00

There is no such thing as a payday validation company. THey are a debtg management company.

Do you owe payday loans? Before hiring a company, are your loans even legal?? What state do you live in?? Who did you borrow from, and how much did you borrow???




cowboy
Posts: 19
Credits: 846.8

Sub: #2 Loan amounts
Tue, 07/17/2012 - 17:21

I live in NC. I know the loans are illegal by what I have seen.

MyCashNow-borrowed $300 they want 489.23

*Great Plains Lending-borrowed $500*

*Mobiloans-borrowed $500 they want $699*

OneClickCash-borrowed $800 they want $1,040 already paid 4 payments of $240. have already overpaid on the principal.

*Plain Green Loans-borrowed$1,000-paid $243.26/month. Already made 9 payments.*

USFastCash-borrowed $500 they want $650. Already paid 4 payments of $150.




paulmergel


Posts: 15508
Credits: 135761.15272958

Sub: #3 questions
Wed, 07/18/2012 - 06:41

was anything debited by mobiloan,or mycashnow?the bottom three you waaaaaaay overpaid.so go to soaplady's signature and get these illegals out of your life.




cowboy
Posts: 19
Credits: 846.8

Sub: #4 Loans
Wed, 07/18/2012 - 06:50

The bottom three I am in the process of sending them emails revoking authorization and their status (legal). I talked to one on the phone, Mobiloans and they say they turned off my ACH and I can send payment thru the mail to 151 Melacon Road. I pretty much know that it might get sent back from what I have read. I guess they will have some1 waiting around that time. Never thought I would get in this mess.




cowboy
Posts: 19
Credits: 846.8

Sub: #5 Loans
Wed, 07/18/2012 - 06:54

Mobiloans can't because overdrawn so much and MYCashNow has once. I have seen where they were supposed to cease operations in 2007 or 09. see what happens when I send them this email.




paulmergel


Posts: 15508
Credits: 135761.15272958

Sub: #6 here is the thing
Wed, 07/18/2012 - 06:55

you see cowboy since these are illegal lenders.you only owe the prnciple.no interest,no extras.even if nothing was debited by great plains,mycashnow,or mobiloan you only owe the principle.btw if mobiloan rejects your money orders once you close your current account(which is step one in the sticky)then i have two words for them.TOUGH TITTIE!!!!!!!!!!!they are entitled to the principle only,and are lucky to get that.remember that cowboy.




cowboy
Posts: 19
Credits: 846.8

Sub: #7 Thanks
Wed, 07/18/2012 - 07:01

Thanks for the help Paul.




paulmergel


Posts: 15508
Credits: 135761.15272958

Sub: #8 all right
Wed, 07/18/2012 - 07:03

it's a pleasure to help.do keep us posted.:D:cool:




cowboy
Posts: 19
Credits: 846.8

Sub: #9 Tide is turning.
Sun, 07/29/2012 - 13:47

I emailed US and OneClick, I have not heard from them yet. Requested a refund from US. Both are run by the same company and I know the FTC has a case against them now. Since they will not reply as requested I will file more reports. They can call all they want but my head is out of the ground, ready to fight.
I already filed a complaint about Mobiloans because they went in my account and got me charged an NSF fee after the lady said no more would be debited. If one or all of the companies see this and recognizes me, the three that are left; no address, no payment . I will not use a debit card, Moneygram, WU, or a credit card. Get ready to run your phone bill up!




SOAPLADY


Debt Samaritan
Posts: 17181
Credits: 474368.63869987

Sub: #10 Did you do an ACH revocation??? You really need to do that and
Sun, 07/29/2012 - 17:08

Did you do an ACH revocation??? You really need to do that and give a copy to your bank.




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