I have been so stupid and drowning in pdl hell. I found this site and the information on it has saved me. In 4 days ice gotten PIF from Plain Green and Great Plains. Castle and Silver cloud have sent emails confirming the stopping of my ACH and that I will be contacted on how to settle my account. (I have over paid so they can shove their settlements up their you know what's...) still waiting on a response from Golden Valley. I can almost breathe again! Thank you!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.