I have been trying to read through the forum in regard to the legality of a Western Sky / Cash Call Loan I took out in 2013. I reside in Michigan.
From what I do read, am I correct that this company is NOT licensed to do business in Michigan, and is their Installment Loan Illegal in Michigan?
I am ready to contact my bank to stop further ACH withdrawals, and will contact Cash Call but I sure could use some help on what process I should follow. Would someone please lead me in the right direction here?
I want to follow all the right steps and I would appreciate any all help. Its embarrassing enough I got myself into this Payday Loan nightmare.. I'm just glad to see I'm not the only one. Thank You So Much!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.